Trustly Casino Banking Guide 2026: How Open Banking Works and Why It Is the Fastest Payment Method

Trustly is an open banking payment service that facilitates instant bank transfers between your personal bank account and online casino. Unlike debit cards (which route through card networks) or e-wallets (which require a separate account), Trustly connects directly to your bank's online interface using open banking APIs.

How Trustly deposits work

At checkout, select Trustly as your payment method. You are redirected to a Trustly-hosted page where you select your bank. Trustly connects to your bank's secure interface (you log in with your own banking credentials directly — Trustly never stores these). You authorise the payment amount. The funds leave your bank account instantly and arrive at the casino. The full process takes approximately 30–60 seconds.

Trustly withdrawals — why they are faster

For withdrawals, the process works in reverse. Once the casino initiates a withdrawal via Trustly, the funds are pushed directly to your bank account via the Faster Payments network. At casinos with instant Trustly processing enabled, withdrawals can arrive in your bank account within minutes of being approved — compared to 1–5 business days for card withdrawals.

The speed difference occurs because card withdrawals require going through the card issuer's processing pipeline, which adds business-day delays. Bank-to-bank via Faster Payments is immediate once the casino approves and sends the payment.

Security of Trustly

Trusly is authorised and regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) and operates under PSD2 open banking regulations in the UK and EU. Your bank credentials are used directly with your bank — Trustly uses read-only access tokens and never sees or stores your banking password. The connection uses bank-level encryption and is as secure as logging into your online banking directly.

Which UK banks support Trustly?

All major UK banks support Trustly via their online banking interfaces: Barclays, Lloyds, Halifax, HSBC, NatWest, RBS, Santander, Monzo, Starling, First Direct, Metro Bank, and most building societies. Check Trustly's website for the current full list.

Trustly vs PayPal vs debit card

Deposit speed: All three are instant for deposits. Trustly and PayPal slightly faster as no 3D Secure step.
Withdrawal speed: Trustly to bank is fastest (minutes if instant-enabled). PayPal is next (0–24 hours to PayPal, then 1–3 days to bank). Debit card is slowest (1–5 business days).
Registration required: Trustly requires none. PayPal requires a PayPal account. Debit card requires only the card.
Availability: Trustly available at most major UK casinos. PayPal at approximately 50%. Debit card universal.