The most important gambling number isn't your RTP or your bonus EV — it's what you can afford to lose each month without it affecting your bills, savings, or relationships. This budget planner helps you set a sustainable monthly gambling budget based on disposable income, existing commitments, and savings goals.

Enter your monthly take-home, fixed expenses (rent, utilities, food, transport), savings goals, and discretionary spending. The calculator returns: your available gambling budget per month (recommended: 1–5% of discretionary), how many casino sessions that buys at your typical stake, and an affordability score (red/amber/green). The UKGC requires operators to perform affordability checks — this tool helps you self-check before any casino does.

For UK players specifically: any gambling budget that exceeds 10% of your disposable income should trigger self-exclusion via GAMSTOP or setting deposit limits with each casino operator. The safer gambling tools at /safer-gambling/self-exclusion walk through the options.